About this calculator
Hours and minutes between two clock times minus breaks, with overnight spans and decimal hours for payroll.
Annuity and differentiated monthly installments, interest breakdown, and amortization schedule.
Calculate PITI (Principal, Interest, Taxes, Insurance), PMI, and accelerated payoff savings.
Visualize compound growth with recurring deposits, annual rate, and investment horizons.
Add or extract Value Added Tax (VAT) with international country presets.
Analyze profitability and percentage return on business capital and investments.
Gross to net salary with income tax, social contributions and deductions, monthly and annual.
Hours and minutes between two times, minus breaks, with decimal hours.
Hours and minutes between two clock times minus breaks, with overnight spans and decimal hours for payroll.
If end is earlier than start, the span rolls past midnight automatically.
Enter break minutes; they subtract from gross, never below zero.
For payroll: 8:45 = 8.75 h.