Auto Lease Calculator

Monthly lease payment from price, residual, APR and term.

Input Parameters

Vehicle price

Down payment

Residual value (%)

APR (%)

Term (months)

Monthly payment

400.42

291.67 dep + 108.75 rent · 36 mo

Total cost17,415

175 available

Annuity and differentiated monthly installments, interest breakdown, and amortization schedule.

Calculate PITI (Principal, Interest, Taxes, Insurance), PMI, and accelerated payoff savings.

Visualize compound growth with recurring deposits, annual rate, and investment horizons.

Add or extract Value Added Tax (VAT) with international country presets.

Analyze profitability and percentage return on business capital and investments.

Gross to net salary with income tax, social contributions and deductions, monthly and annual.

Auto lease monthly payment from price, down payment, residual percent, APR (money factor) and term, with depreciation/rent split.

What is the money factor?

APR/2400 — the lease interest factor applied to (cap cost + residual).

What is residual?

Predicted end-of-lease value in percent; higher residual means lower payments.

Depreciation vs rent?

You pay the value drop plus interest on the average balance.