About this calculator
Net yearly credit-card rewards from monthly spend, rate and annual fee.
Annuity and differentiated monthly installments, interest breakdown, and amortization schedule.
Calculate PITI (Principal, Interest, Taxes, Insurance), PMI, and accelerated payoff savings.
Visualize compound growth with recurring deposits, annual rate, and investment horizons.
Add or extract Value Added Tax (VAT) with international country presets.
Analyze profitability and percentage return on business capital and investments.
Gross to net salary with income tax, social contributions and deductions, monthly and annual.
Net card rewards per year.
Net yearly credit-card rewards from monthly spend, rate and annual fee.
Spend × 12 × rate − annual fee.
Only when extra rewards beat the fee.
Use your blended average rate here.