关于本计算器
Compound interest grows money on money: returns are reinvested each period. Add monthly contributions, rate and horizon to project capital growth.
复利投资与定投计算器
定期定额投资复利增长模拟，直观展示本金与利息收益滚雪球效应。
输入计算参数
计算结果摘要
未来资产终值预测 (10 年)
$114,279
累计定投本金总和$70,000
复利累计纯收益+$44,279
余额投入
投资本金与收益配比61.3% 累计定投本金总和 · 38.7% 复利累计纯收益
常见问题
What is compounding?
Earnings themselves earn returns in later periods, creating exponential growth over long horizons.
Do monthly contributions matter?
Enormously — regular deposits often contribute more than the starting amount over decades.
Is the rate guaranteed?
No, it is an assumption for projection; real returns fluctuate and fees or taxes are not included.